Why to get Travel Insurance

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Travel insurance isn’t just for expensive vacations,  trips overseas or long journeys.
It’s essential to buy travel insurance for every trip, because you never know what might happen.  
I have used the insurance myself when I broke my wrist in Jamacia on a Cruise Excursion.  The X-Ray, Emergency room visit, medication, setting of my arm and special care for the last 2 days was 100% cover.  If I would have broken my wrist in another port where I did not have a Cruise excursion, it would have cost me, a lot.  I will ALWAYS recommend insurance for this reason.  I did not plan on breaking my wrist, it was an accident, it happens. 
I recommend Allianz Travel Insurance coverage Door to Door.  This way I would have been covered if I would have gotten hurt at any time during my trip.  It is better insurance with a 24/7 hotline and covers up to a Medivac taking you back to the USA in case of life or death emergency.  Relax, don't worry on your vacation.   
  • Sudden illness. Severe weather. Delayed flights. When the unexpected happens, you can rely on travel insurance to help make things right. 
  • If you have to cancel your trip for a covered reason, travel insurance can reimburse you for your prepaid, non-refundable trip costs. Without insurance, you could lose your vacation investment.
  • If you experience a covered medical emergency, travel insurance can help ensure you get high-quality care and reimburse you for covered medical costs. Without insurance, you may have to pay out of pocket when traveling overseas.
  • If you have a covered travel delay, travel insurance can reimburse you for necessary, eligible expenses like hotels and meals. Without insurance, delays can be expensive.
  • If you face an unexpected crisis, travel insurance gives you access to 24-Hour Hotline Assistance for expert help and advice. Without insurance, you’re on your own.